United States mortgage rate

United States’s mortgage rate decreased to 7.08 by -1.0% on August 2025 from 7.18 in the previous month. On a year on year basis United States’s mortgage rate decreased by -8.0%. United States’s mortgage rate trend is down since the current value of 7.08 is lower than the 12 month moving average of 7.25. and the 12 month moving average slope is down.United States’s mortgage rate 1-year percentile is currently at 8.0 5-year percentile is currently at 2.0%. MacroVar monitors the factors of Momentum, Trend for United States mortgage rate.

A detailed analysis can be found here