United States Mortgage rate

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United States Mortgage rate: 6.86 (-0.58%)
Last Update: February 28, 2025

United States Mortgage rate closed down 6.86 as of February 28, 2025 from 6.9 from the previous month and 6.5 from last year.


United States Mortgage rate Analytics & Data




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United States Mortgage rate

Date Values
2025-02-28 6.86
2025-01-31 6.9
2024-12-31 6.81
2024-11-30 6.73
2024-10-31 6.52
2024-10-04 6.36
2024-09-27 6.14
2024-09-20 6.13
2024-09-13 6.15
2024-09-06 6.29
2024-08-30 6.43
2024-08-23 6.44
2024-08-16 6.5
2024-08-09 6.54
2024-08-02 6.55
2024-07-26 6.82
2024-07-19 6.82
2024-07-12 6.87
2024-07-05 7
2024-06-28 7.03
2024-06-21 6.93
2024-06-14 6.94
2024-06-07 7.02
2024-05-31 7.07

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United States Mortgage rate Statistics


Indicator Symbol Actual Previous M/M% Y/Y% Trend Slope Percentile Update
Mortgage rate us.mortgrate 6.86 6.9 -1 6 UP UP 85 2025-02-28

United States Mortgage rate Quantitative Analysis, Charts & Factors

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United States Mortgage rate Historical Data

The MacroVar database offers free access to historical data for the United States Mortgage rate, dating back to 1950. This extensive dataset is readily available through MacroVar versatile platforms, including a user-friendly web interface, a robust Python API, and convenient Excel integration. By leveraging these tools, users can efficiently retrieve and analyze decades of United States Mortgage rate data, supporting a wide range of research, financial analysis, and decision-making processes.

What is the United States Mortgage rate

The United States Mortgage rate refers to the interest rate charged by lenders on loans taken out for the purchase of a home. This rate plays a significant role in determining the overall cost of a mortgage, as it directly affects the monthly payments that borrowers must make. Mortgage rates can vary based on a number of factors, including the borrower's credit score, the type of loan being taken out, and current economic conditions. The Federal Reserve can also influence mortgage rates through its monetary policy decisions. Homebuyers often shop around for the best mortgage rate in order to secure the most favorable terms for their loan.

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